In February I turned 40, and I’ve been thinking about how much my mindset has changed in the past 10 years. Many years ago, when I was working in education, my wife and I basically…
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How to Avoid IRMAA Surcharges: 8 Smart Ways to Reduce Medicare Premiums
Ever have the frustrating experience of finding out you’re paying more for something, but you’re not getting any added benefit? My retired clients feel this way when they find out they have to pay Medicare…
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Do I Need a Trust or a Will? Key Differences and How to Decide
If you’re close to or in retirement and wondering, “do I need a trust or a will?” you aren’t alone. You’ve known for a long time that you need an estate plan, but it’s easy…
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How to Plan for Health Insurance in Retirement: Coverage Options Explained
Medicare sounds complicated, and without employer health insurance coverage, finding the right policy before age 65 feels daunting. So, inevitably, most of the families I work with want to know how to plan for health…
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Retiring in the Midwest Guide: Best Places, Costs, & Taxes to Consider
Have you called the Midwest home for years and are debating staying put or moving somewhere warmer in retirement? Or maybe you’re living in a high-cost area, wondering if there’s a place where your nest…
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How Should Retirees Gift Money to Children? The Best Strategies to Know
You’ve settled into retirement, and you’re feeling good about your monthly income. You’re bringing in even more than you thought you would and have some extra cash building up in the bank. If that sounds…
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What Are the Pros and Cons of Retiring in Ohio?
Updated: March 25th, 2026 Are you planning for retirement and wondering: What are the pros and cons of retiring in Ohio? Colorful fall weather, a lower cost of living, combined with small-town charm make it…
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