Your Financial Partner
Find peace of mind knowing you have an advocate on your side
Committed To Your Retirement Success
Stage Ready Financial Planning is a fee-only financial planning firm based in Dayton, OH, proudly serving retirement savers over age 50 ready to confidently transition into their ideal retirement.
You've worked hard for decades, and you want the freedom and peace of mind to live retirement on your terms by spending time with family and friends, traveling, and enjoying hobbies, free from financial stress.
The problem is that transitioning into retirement can feel uncertain and complex. You're wondering if you're truly ready to retire, how to reliably turn your savings into a lasting paycheck, if your investments are set up to support your needs, and how to minimize taxes for yourself and family.
We understand that these financial decisions weigh on you. At Stage Ready Financial Planning, we strive to help you feel secure and prepared. As your fee-only advisor, we will work with you to build a clear plan, align and manage your investments for income, and address tax efficiency, taking complexity and worry out so you can confidently live your ideal retirement.
Proud To Be Members Of
Stage Ready Financial Planning is proud to serve the Dayton & Southwest, Ohio communities as a fee-only fiduciary. Membership in these organizations demonstrates our commitment to offering you the highest level of client advice and service.
Investment Management Partner
Altruist
With Altruist, you can open and fund your investment accounts in minutes, track your investment progress and view your portfolio’s holdings, and download statements, tax documents, and other essential information in as little as a few clicks. It’s easy, simple, and intuitive. For more information visit www.altruist.com.
Joseph A. Eck, CFP®
Owner & Financial Planner
Since 2015, Joe has helped families align their financial resources with their retirement dreams. Prior to founding Stage Ready Financial Planning, he worked as a Financial Planner in Dayton, OH at a large financial services firm. With a past career in education, Joe is a big believer in making sure his clients have the education necessary to make great decisions about their finances. He looks forward to continuing to serve families in Ohio and beyond while combining his love for teaching and passion for financial freedom.
In addition to his years of experience, Joe has earned degrees from Wright State University, the University of Houston, and an Executive Certificate in Financial Planning from Xavier University. He is also a CERTIFIED FINANCIAL PLANNER® professional and a member of the XY Planning Network and NAPFA.
Joe and his wife Kristen live in Oakwood, OH with their dachshund pups, Lily and Henry. In his free time, Joe is passionate about his family, fitness, the ocean, music, and grilling great food.
Frequently Asked Questions
