Experience & Services

Experience confidence and clarity with our step-by-step approach

Your Financial Planning Experience

Step 1

Get Organized

If we’ve decided to partner together, our first planning meeting will take a deeper dive into your financial life.  We do this by first getting a clear understanding of where you are today by building your financial profile and  balance sheet as well as prioritizing your major goals and dreams.

Step 2

Align - Spending & Saving

Next, we will review your spending and determine how much you should be saving to reach your goals and retirement needs. We will also focus on eliminating debt as quickly as possible and automating your spending and saving so that your goals come to life with ease.

Step 3

Focus - Investments & Taxes

We then take a look at how your money is growing. The goal is to simplify and focus your investments to match your goals. During this meeting, we also evaluate potential tax savings and simplify your current tax strategy.

Step 4

Protect - Insurances & Estate Plan

During our last onboarding meeting, we ensure you are protected when life goes differently than planned.  We will review your life, long-term care, disability, property and casualty insurances and recommend any needed changes. We also discuss your estate wishes and either update or build them so that your loved ones  are protected.

Step 5

Ongoing Planning Meetings

We will implement the remaining financial planning recommendations together over time and meet twice per year to ensure that we are making progress and updating your plan as your life evolves. In addition, ongoing planning often means partnering with local attorneys and CPAs where needed to form a strong financial team to support your dreams and goals.

Services

Wealth Management

For retirement savers with $750,000 or more, Wealth Management from Stage Ready Financial
Planning offers the powerful combination of ongoing financial planning and professional investment
management. Let us handle the heavy lifting, so you can enjoy a confident retirement.

Ongoing Financial Planning Includes

Organizing & Simplifying Your Financial Life
Retirement Planning & Goal Planning
Cash Flow Planning
Asset Allocation Planning
Tax Planning
Social Security & Medicare Planning
Retirement Income & Pension Planning
Insurance & Estate Planning

Investment Management Includes

Professional Management
Tailored Investment Portfolios
Income Guardrails Planning
Contribution and Withdrawal Guidance
Required Minimum Distribution (RMD) Planning
Roth Conversions
Beneficiary Updates and Gifting
Tax Efficient Investing

Cost of Wealth Management

Assets

Annual Cost

$0 – $999,999

1.00%

$1,000,000 – $1,999,999

0.85%

$2,000,000 +

0.70%

Assets	$0 – $999,999
Annual Cost	1.00%

Assets	$1,000,000 – $1,999,999
Annual Cost	0.85%

Assets	$2,000,000 +
Annual Cost	0.70%

Get Started

*The minimum account size requirement is $750,000 to open or maintain an account under our management. The minimum requirement is based upon the aggregate value of investment advisory accounts in the household. We may reduce or waive the minimum account size requirement on a case-by-case basis. The annual advisory fee is paid quarterly [in arrears] and is based on the account(s) average daily balance.

Working and primarily invested in your employer retirement plan?

Ongoing Financial Planning (Only)

For retirement savers who are working and primarily invested in employer retirement plans,
Ongoing Financial Planning (Only) at Stage Ready Financial Planning offers the professional guidance you need for a
successful retirement strategy until you're able to have your investments managed.

Ongoing Financial Planning (Only) Includes

Organizing & Simplifying Your Financial Life
Retirement Planning & Goal Planning
Cash Flow Planning
Asset Allocation Planning
Tax Planning
Social Security & Medicare Planning
Retirement Income & Pension Planning
Insurance & Estate Planning

Cost of Ongoing Financial Planning (Only)

Starting $495/mo*