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Your Financial Partner

Find peace of mind knowing you have an advocate on your side

Committed To Your Retirement Success

Stage Ready Financial Planning is a fee-only financial planning firm based in Dayton, OH proudly serving retirement savers over age 50 looking to retire with confidence to live their ideal life.

At Stage Ready Financial Planning, we know you want to have the freedom and peace of mind to spend your ideal retirement with the people you care about, doing the activities you love most.

The problem is that you aren’t sure if you are on the right track with your retirement savings goals, you’re worried your investments aren't set up correctly to support your income needs, and you’d really like to pay less in taxes so that you and your family can keep more of your hard earned money.

We know how financial stress can prevent you from confidently living and enjoying your ideal retirement. As fee-only financial advisors, we are passionate about creating a plan to eliminate your worry and put you on a path to feeling confident and fulfilled.

Proud To Be Members Of

Certified Financial Planner
XY Planning Network
National Association of Personal Financial Advisors

Stage Ready Financial Planning is proud to serve the Dayton & Southwest, Ohio communities as a fee-only fiduciary. Membership in these organizations demonstrates our commitment to offering you the highest level of client advice and service.

Investment Management Partner

Altruist

Stage Ready Financial Planning has selected Altruist as the primary custodian for our client’s accounts. As a modern financial custodian, Altruist is responsible for safekeeping client assets, settling trades, and – just like Pershing, Charles Schwab, and Fidelity – adhering to a strict set of policy and regulatory requirements.

With Altruist, you can open and fund your investment accounts in minutes, track your investment progress and view your portfolio’s holdings, and download statements, tax documents, and other essential information in as little as a few clicks. It’s easy, simple, and intuitive. For more information visit www.altruist.com.

Joseph A. Eck, CFP®

Owner & Financial Planner

Since 2015, Joe has helped families align their financial resources with their retirement dreams. Prior to founding Stage Ready Financial Planning, he worked as a Financial Planner in Dayton, OH at a large financial services firm. With a past career in education, Joe is a big believer in making sure his clients have the education necessary to make great decisions about their finances. He looks forward to continuing to serve families in Ohio and beyond while combining his love for teaching and passion for financial freedom.

In addition to his years of experience, Joe has earned degrees from Wright State University, the University of Houston, and an Executive Certificate in Financial Planning from Xavier University. He is also a CERTIFIED FINANCIAL PLANNER® professional and a member of the XY Planning Network and NAPFA.

Joe and his wife Kristen live in Oakwood, OH with their dachshund pups, Lily and Henry. In his free time, Joe is passionate about his family, fitness, the ocean, music, and grilling great food.

Infographic image of Joseph Eck, CFP

Frequently Asked Questions

Are you a fiduciary?
Yes! We are proud to serve the Dayton & Southwest, Ohio communities as fiduciaries. With Stage Ready Financial Planning, you can feel confident knowing that your financial advisor puts your best interest first when creating your financial planning and investment management recommendations.
Do I have to have my investments managed by Stage Ready Financial Planning?
No. Investment management is an optional service for those looking to have their accounts managed professionally. Most clients choose to engage in financial planning & investment management so that they can make sure their accounts are aligned completely with their financial plan. Clients who choose investment management services may be eligible for a reduction in the cost for financial planning based on how much they have invested.
How do you manage our investments?
We partner with Altruist as our trusted investment custodian. Your investments are held and invested at this institution due to their commitment to outstanding client service, security, and cost transparency. We work with our clients and portfolio managers from top investment firms including Vanguard, Blackrock, and more to build you low cost, diversified portfolios that are aligned with your goals and financial plan!
Do I have to commit to working with you for a certain length of time?
No. While most clients partner with Stage Ready Financial Planning in an ongoing relationship, the option to end our partnership is yours at any time. We bill in arrears and commonly wave any final bill due for those that choose to leave as a demonstration of good faith.

Are You Prepared For Retirement?

Download our free checklist "What Issues Should I Consider Before I Retire?" and make sure you are on the right track!

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Stage Ready Financial Planning
1 Oakwood Ave, #694
Oakwood OH 45409
(937) 203-0604
inquiries@stagereadyfp.com

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