Your Financial Partner
Find peace of mind knowing you have an advocate on your side

Committed To Your Retirement Success

Stage Ready Financial Planning is a fee-only financial planning firm based in Dayton, OH proudly serving retirement savers over age 50 looking to retire with confidence to live their ideal life.
At Stage Ready Financial Planning, we know you want to have the freedom and peace of mind to spend your ideal retirement with the people you care about, doing the activities you love most.
The problem is that you aren’t sure if you are on the right track with your retirement savings goals, you’re worried your investments aren't set up correctly to support your income needs, and you’d really like to pay less in taxes so that you and your family can keep more of your hard earned money.
We know how financial stress can prevent you from confidently living and enjoying your ideal retirement. As fee-only financial advisors, we are passionate about creating a plan to eliminate your worry and put you on a path to feeling confident and fulfilled.
Proud To Be Members Of



Stage Ready Financial Planning is proud to serve the Dayton & Southwest, Ohio communities as a fee-only fiduciary. Membership in these organizations demonstrates our commitment to offering you the highest level of client advice and service.
Investment Management Partner
Altruist
With Altruist, you can open and fund your investment accounts in minutes, track your investment progress and view your portfolio’s holdings, and download statements, tax documents, and other essential information in as little as a few clicks. It’s easy, simple, and intuitive. For more information visit www.altruist.com.
Joseph A. Eck, CFP®
Owner & Financial Planner
Since 2015, Joe has helped families align their financial resources with their retirement dreams. Prior to founding Stage Ready Financial Planning, he worked as a Financial Planner in Dayton, OH at a large financial services firm. With a past career in education, Joe is a big believer in making sure his clients have the education necessary to make great decisions about their finances. He looks forward to continuing to serve families in Ohio and beyond while combining his love for teaching and passion for financial freedom.
In addition to his years of experience, Joe has earned degrees from Wright State University, the University of Houston, and an Executive Certificate in Financial Planning from Xavier University. He is also a CERTIFIED FINANCIAL PLANNER® professional and a member of the XY Planning Network and NAPFA.
Joe and his wife Kristen live in Oakwood, OH with their dachshund pups, Lily and Henry. In his free time, Joe is passionate about his family, fitness, the ocean, music, and grilling great food.