• Skip to main content
  • Skip to footer

Stage Ready Financial Planning

  • About
    • Your Financial Partner
    • Case Studies
  • Services
  • Blog
  • Contact
  • Client Portal
    • Right Capital
    • Altruist
  • Schedule Your Intro Call

Fee-Only Financial Planning For Retirement Savers Over Age 50 In Dayton & Southwest, Ohio

Retire With Confidence &
Live Your Ideal Lifestyle

Schedule Your Intro Call

You’re Age 50+ & You’ve Saved $750,000+ for Retirement, But You Have Questions...

Retiring Successfully

How soon can I retire and live my ideal lifestyle?

Investing With Confidence

Are my investments set up correctly to support my retirement income?


Reducing Taxes

How can I reduce taxes in retirement?

Achieve Financial Confidence
& Peace of Mind

Whether your ideal retirement includes escaping the Midwest winters or simply living a life of happiness, we are here as your trusted financial partner to help you prepare for the next STAGE of life.

Retirement Planning
Income Planning
Tax Planning
Investment Management
Social Security & Medicare Planning
Insurance & Estate Planning

Retirement Planning

Our passion is to help you retire the way you want, with confidence. As fee-only financial advisors, we will guide you through every step of your financial journey, ensuring you can confidently live your ideal retirement. If you're already retired, we'll help refine your strategy so that you have the peace of mind that you are looking for.

Income Planning

As fiduciaries, we specialize in creating you a personalized retirement income plan that can adapt as the stock market changes. We will maximize your sources of income including your retirement savings, pensions, and social security with an emphasis on tax efficiency.

Tax Planning

While taxes are a necessary part of life, annual tax planning can reduce your lifetime tax liability, helping you to avoid leaving the IRS a tip. If you work with a tax professional, we will make sure that your tax professional has everything they need to file your taxes correctly each year.

Investment Management

Our investment management services align your investments with your retirement and financial goals. We will diversify your portfolio to eliminate any unnecessary risks and reduce expenses so that you keep more of your hard-earned savings.

Social Security & Medicare Planning

Does the thought of signing up for Social Security and Medicare sound overwhelming? With Stage Ready Financial Planning, you don’t have to navigate this maze alone. We will help you select the optimal time to draw and maximize your Social Security income and budget for the Medicare plan that fits your needs.

Insurance & Estate Planning

We know that even the best financial plans don’t turn out as we expect. We will partner with you to build an insurance and estate plan that protects you and your family. Stage Ready Financial Planning never accepts commissions and doesn’t sell insurance products, helping you feel confident that our advice has only your best interest in mind.

THE STAGE READY FINANCIAL PLANNING DIFFERENCE

Get the Support You Need

Fiduciary Partnership

We are proud to serve the Dayton & Southwest, Ohio communities as fiduciaries. With Stage Ready Financial Planning, you can feel confident knowing that your financial advisor puts your best interest first.

Fee-Only Advisor

Our fee-only service model offers you objective advice with transparent pricing. We never accept commissions. Have peace of mind knowing that we will be your trusted fee-only financial planner.

CFP® Professional

As CERTIFIED FINANCIAL PLANNER® professionals, we are committed to the highest ethical standards and strive to offer you the best advice to help you reach your financial goals.

We are proud members of
Certified Financial Planner
XY Planning Network
National Association of Personal Financial Advisors

Client Retirement Success Stories

We know the transition to retirement
can feel uncertain and complex...

Planning For Retirement

Laura & Steve

Laura (age 58) & Steve (age 60) are getting serious about retiring while they are healthy to travel, spend time with family, & go hiking in their favorite national parks. They aren’t sure if they’ve saved enough to support their ideal lifestyle and are worried about building a reliable income from their investments that can weather volatile markets.

Retired With Questions

Tim & Sara

Tim (age 67) & Sara (age 68) retired last year. They’ve started volunteering for a local charity and joined their neighborhood pickleball league. They haven’t started their Social Security benefits because they aren’t sure how it might impact their taxes. They wonder if they are handling their retirement investments properly to minimize taxes and maximize their income.

View Case Studies

Interested
in Working Together?

Get started in
3 easy steps

Schedule Your Intro Call

Step 1

A Conversation, Not a Sales Pitch

We start with a relaxed introductory call. This is all about you – your goals, your concerns, your questions. We'll see if we're a good fit for each other. No pressure, just an open conversation.


Step 2

A Glimpse into the Possibilities

If we both feel good about moving forward, we'll create a personalized, high-level planning overview for you. This gives you a taste of our approach and the value we can provide. And it's yours to keep, no strings attached.

Step 3

Your Vision, Our Guidance

We'll review your planning overview together and discuss how we can help you focus on your ideal retirement lifestyle and worry less about your finances. Imagine the freedom and peace of mind that come with having a trusted partner by your side.

Retirement Planning Is Our Specialty

Stage Ready Financial Planning is a fee-only financial planning firm based in Dayton, OH, proudly serving retirement savers over age 50 ready to confidently transition into their ideal retirement.

You've worked hard for decades, and you want the freedom and peace of mind to live retirement on your terms by spending time with family and friends, traveling, and enjoying hobbies, free from financial stress.

The problem is that transitioning into retirement can feel uncertain and complex. You're wondering if you're truly ready to retire, how to reliably turn your savings into a lasting paycheck, if your investments are set up to support your needs, and how to minimize taxes for yourself and family.

We understand that these financial decisions weigh on you. At Stage Ready Financial Planning, we strive to help you feel secure and prepared. As your fee-only advisor, we will work with you to build a clear plan, align and manage your investments for income, and address tax efficiency, taking complexity and worry out so you can confidently live your ideal retirement.

Your Financial Partner Experience & Services

Are You Prepared For Retirement?

Download our free checklist "What Issues Should I Consider Before I Retire?" and make sure you are on the right track!

This field is for validation purposes and should be left unchanged.

Latest Insights

Infographic of Columbus Ohio
May 12, 2025

The Best Places to Live in Ohio for Retirement

Are you picturing your perfect retirement? Does it include trading in your alarm clock for morning walks, swapping...

Read More
Infographic of a last will and testament document
April 15, 2025

Your Ohio Estate Planning Guide: 8 Essential Tips and Documents

Are you confident that your family would know exactly what to do if something happened to you? Would...

Read More
Infographic of a retiree planning his social security income
March 31, 2025

Guide to Understanding Your Retirement Social Security Benefits

You’ve spent years building towards retirement. You’re feeling mentally ready for the next chapter, but what about your...

Read More

Retire With Confidence &
Live Your Ideal Lifestyle

Schedule Your Intro Call

Stage Ready Financial Planning: Site Footer Logo

Stage Ready Financial Planning
1 Oakwood Ave, #694
Oakwood OH 45409
(937) 203-0604
inquiries@stagereadyfp.com

dashicons-facebook-alt
dashicons-linkedin
dashicons-instagram

Quick Links

  • Process & Services
  • Case Studies
  • Blog
  • Contact
  • ADV Part 2A/B

Copyright © 2025 Stage Ready Financial Planning. All Rights Reserved. Disclosures | Privacy Policy | Web Accessibility. | Site Map.
Designed by TinyFrog Technologies.

Retire Successfully: Your Ultimate Retirement Checklist

Don't leave your retirement to chance! Download our FREE checklist, "What Issues Should I Consider Before I Retire?" and make sure you're truly ready.

Download Free Checklist

Download Our Free Checklist

This field is for validation purposes and should be left unchanged.